Quote Critical Illness

Quote Critical Illness Insurance is a brand new website specialising in critical illness insurance comparison. We provide an instant online quote containing pricing from the whole of the critical illness insurance market place. We compare products and premiums from trusted brands such as Scottish Provident, Bright Grey, Friends Life, Unum, Liverpool Victoria, Aegon, Bupa, Zurich, Legal & General and many more.

Why should I use Quote Critical Illness?

Critical illness insurance, also known as critical illness cover is a form of term life insurance that protects the insured against the potential financial hardship of becoming seriously ill. The plan is designed to pay out a tax free lump sum in the event of the policy holder contracting one of a pre-designated list of critical conditions, the most common of which are stroke, cancer and heart attack. Were you aware that 1 in 6 men in the UK will have a heart attack before the age of 65?.

In additional to providing valuable protection against the onset of a serious critical illness, it is also possible to include a bolt on extra known as total and permanent disability (TPD). When adding this option it is now possible to provide the same level of benefit should you have a serious accident which would prevent you continuing in your chosen occupation, for example a serious road traffic accident. TPD will add to the cost of the premiums of your critical illness plan and is based primarily on the job you do. For instance if you work in a low risk occupation such as an office based professional you are far more likely to be accepted on an 'own occupation' basis than say a builder or HGV driver, who are probable only eligible for a 'suited' or 'any occupation' definition of incapacity. When quoting for TPD with your critical illness quote, please take the time to study the options available for occupation as cover can vary greatly depending on your profession. The best way to ascertain the type of cover offered is to study your individual critical illness quote and its schedule of cover.

Can I Quote Critical Illness and Life Insurance together?

When protecting a mortgage or loan, many of us choose to combine a quote for critical illness insurance with complimenting life cover. In so doing money can be saved as some providers offer multi insurance quote discounts. Another major benefit of this approach is that only one application form is necessary, which makes the underwriting process faster and efficient for both the individual and the insurance company. Quote Critical Illness provides both online instant quotes life and critical illness insurance in seconds, so best of luck quoting.